Top it Up
InstantPayments
No bank account? No queues. No stress.
📱
Pay straightfrom your phone
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Secure. Instant.Fast.
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Anytime, AnywherePay in seconds, day or night
One wallet, every payment
Personal Payments & Business Payments
Whatever you need to pay — for your home or your business — do it instantly from your Top it Up wallet.
Personal Payments
Everyday life, sorted
- Rent
- Cellphone Contract
- Internet
- Netflix
- Insurance
- School Fees
- Car Loan
- Driver's Licences
Business Payments
Keep your business running
- Pay Suppliers
- Landlord Rent
- Security
- Accountant
- Internet
- Licences
- Business Loans
Why Instant Payments
Built for how shopkeepers actually pay
No bank account needed — just your phone and your Top it Up wallet.
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Pay straight from your phone
No trip to the bank and no paperwork. Send a payment in a few taps, wherever you are.
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Secure. Instant. Fast.
Every payment is protected end to end and lands with the person or business you're paying immediately.
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No bank account? No problem.
Your Top it Up wallet gets you access to instant EFT-style payments, no bank account required.
Connecting shopkeepers to the financial world
Top it Up brings instant, secure payments to everyone — whether you're paying a supplier, your landlord, or your own Netflix bill.
Ready for instant payments?
Sign up in minutes and start paying suppliers, bills and everyday expenses straight from your phone.
Sign Up Now →